After wind or hail damages your fence, photograph everything, then call your insurer and a fence company before anything is hauled away. On the South Plains the usual causes are straight-line wind, dust storms, hail and limbs from elms and other yard trees.
Half my fence blew down. Who can fix it fast and what will it cost?
Call us with a photo and a rough length. A section on the ground with snapped posts counts as a major repair, usually $900 to $2,500 in the national 2026 figures. A big wind event knocks down fences all over town on the same day, and every company's schedule fills quickly. Getting on the list early matters.
My dogs are in the yard and the fence is open to the road. What can be done right away?
A temporary closure. Standing posts can be braced and the gap closed with a temporary panel until the full repair is done. Say so when you call if dogs are in the yard, the gap faces the alley or there is a pool, because those jobs should be secured first.
Is there an extra charge for emergency or weekend fence repair?
It varies by company. Some charge more for after-hours work and some do not do it. Ask before you book. Having the gap closed temporarily and the real repair done on a regular work day usually costs less.
Does homeowners insurance cover a fence knocked down by a storm or a tree?
Many policies do, under the part that covers other structures. The answer depends on your policy and the cause. In Texas, check whether your policy has a separate wind and hail deductible, since it can be higher than the regular one and a fence repair may fall below it. Only your insurer or agent can tell you. We can give you a written estimate to send in.
My neighbor's tree fell on my fence. Whose insurance pays?
Usually yours. Damage to your fence is normally a claim on your own policy, wherever the tree was rooted. The picture can change if the neighbor had been warned the tree was dead or unsafe. Your insurer will sort that out. We can rebuild just the crushed sections when matching material can be had.
The insurer offered much less than the repair quote because the fence is old. Now what?
Ask the adjuster to show the math in writing. Many policies pay for an older fence at its depreciated value, and sun-worn wood depreciates fast. Send an itemized estimate so they can see the real scope. If the offer does not move, repairing only the damaged runs is often the sensible answer.
The storm knocked the fence down and my neighbor says it is mine. Who pays?
Texas has no statute that splits the cost of a fence between neighbors. The Texas State Law Library explains that a landowner generally has no legal duty to share the cost or upkeep of a neighbor's fence on the dividing line unless he or she agreed to. So the first question is whose fence it is, and a survey answers that. Our shared fence page has more.
Call (806) 450-4251 or text us photos of the damage.